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CBE Pension Plan

 

SPRING 2025 NEWSLETTER
View the interactive version of your Spring 2025 Newsletter in the window below (the option to view full screen should be visible at the bottom right of the window), or view the PDF version by visiting the “Latest Information” tab below.
CBE Pension Plan Spring 2025 Newsletter
If you are unable to view the newsletter above, access the PDF version here.

Latest Information
Application Forms
General Reciprocal Transfer Agreements Planning for retirement
Video: Planning for RetirementLife Events: Planning for RetirementDeclaration of Marital Status Form (NBPSPP | CBE | CUPE H SRP)Planning for Retirement ChecklistPension Estimate FormStatutory Declaration with Proof of Marriage (Form SD1)Statutory Declaration of Common Law Partner (Form SD2)Termination | Retirement FormCBE Phased-in Retirement Application Form

Current Processing Time for Pension Estimates and Retirement Applications

Processing times tell you how long it will likely take us to process an application under normal circumstances. The estimated times only apply if all necessary information is available when we receive your application. Various factors can prolong processing times, such as:

  • Missing information / an incomplete application
  • The availability of required information from other sources, including your employer

If you have any questions about a specific application, or an application type that is not listed below, please contact our Member Services Team between 8:00 a.m. and 4:30 p.m. (Atlantic Time), Monday to Friday.

 

Application Type Target Processing Time
To process 97.5% of applications within:		 Recent Average Processing Time
Pension Estimate 43 days 24 days
Retirement 43 days 21 days

 

For Retirees
Cost of Living Adjustments
Employee Statement of Pension Benefits

Your Employee Statement of Pension Benefits provides you with personalized estimated pension amounts as of December 31 of a given year. Your statement also includes information you need to use Vestcor’s Online Pension Estimate Calculator.

Need help with your statement? Refer to the information included below, and these helpful videos:

2023 STATEMENTS

If you were an active member of the CBE Pension Plan in 2023, your 2023 Employee Statement of Pension Benefits is mailed to you in the spring.

Understanding your Employee Statement of Benefits (CBE)
Helpful Videos
Guides and Booklets
Newsletters and Other Communications
Planning Your Retirement
Life Events and Your Pension

Wonder how your pension could be affected by times of transition in your life? Easily find the information you need in our Life Events section.  Navigate through it based on what stage of your life you are in. It’s divided into the following sections:

  • Welcome to the Plan
  • Returning from a Leave of Absence
  • Ending a Spousal Relationship
  • Leaving your Employment
  • Planning for Retirement
  • Welcome to Retirement
  • Death of a Member

Click on the link below to experience it for yourself.

Life Events and Your Pension
Responsible Investing

The Board of Trustees is pleased to share the Plan’s first Responsible Investment Report. This report accounts for how environmental, social, and governance (ESG) related issues are considered when making investment decisions for the Pension Plan.

CBE Responsible Investment Report 2024
About the CBE Pension Plan
Annual Information Meetings Annual Reports Board of Trustees Governing Documents Financial Results: Actuarial Valuation Reports
CBE Actuarial Valuation as at December 31, 2023CBE Actuarial Valuation as at December 31, 2022CBE Actuarial Valuation as at December 31, 2021CBE Actuarial Valuation as at December 31, 2020CBE Actuarial Valuation as at December 31, 2019CBE Actuarial Valuation as at December 31, 2018CBE Actuarial Valuation as at December 31, 2017CBE Actuarial Valuation as at December 31, 2016CBE Actuarial Valuation as at December 31, 2015CBE Actuarial Valuation as at December 31, 2014CBE Actuarial Valuation as at December 31, 2013CBE Actuarial Valuation as at December 31, 2012CBE Actuarial Valuation as at July 1, 2012
Financial Results: Financial Statements
CBE Financial Statement as of December 31, 2023CBE Financial Statement as of December 31, 2022CBE Financial Statement as of December 31, 2021CBE Financial Statement as of December 31, 2020CBE Financial Statement as of December 31, 2019CBE Financial Statement as of December 31, 2018CBE Financial Statement as of December 31, 2017CBE Financial Statement as of December 31, 2016CBE Financial Statement as of December 31, 2015CBE Financial Statement as of December 31, 2014CBE Financial Statement as of December 31, 2013CBE Financial Statement as of December 31, 2012CBE Financial Statement as of December 31, 2011CBE Financial Statement as of December 31, 2010CBE Financial Statement as of December 31, 2009CBE Financial Statement as of December 31, 2008
Financial Results: GIPS® Total Fund Reports
CBE Total Fund Report as at December 31, 2023CBE Total Fund Report as at December 31, 2022CBE Total Fund Report as at December 31, 2021CBE Total Fund Report as at December 31, 2020CBE Performance Composite as of December 31, 2019CBE Performance Composite as of December 31, 2018CBE Performance Composite as of December 31, 2017CBE Performance Composite as of December 31, 2016

FINANCIAL STATUS OF THE PLAN

The CBE Pension Plan is
132.2% Funded

When the 15-Year Open Group Funded Ratio is over 120% the CBE Pension Plan is in good financial condition and Cost of Living Adjustments can be granted every year. This is where the CBE Pension Plan is today.

Money Matters: Be in the know

Improving your financial know-how can equip you to more confidently make important financial decisions.

By knowing what day-to-day and long-term financial decisions are best for you, you can reduce your stress and better support your overall well-being. Click here to access a series of resources to help you no matter your current knowledge level.

About Shared Risk Plans

What is a Shared Risk Pension Plan? Watch the video below to find out.

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